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BEST CREDIT CARDS

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Elizabeth Bennington

Writer & Blogger

Choosing the most suitable credit card can be challenging due to the numerous options available. The key is to determine which credit card aligns best with your needs, which requires you to evaluate when, where, and how you intend to use it prior to applying. This approach enables you to identify the most economical choice and minimizes the likelihood of an unsuccessful application.

Check out the best Credit Cards we found for you!

The table below presents the top credit cards available in the US, featuring those with the most substantial introductory rewards, which come highly recommended. This enables you to obtain the highest bonus by applying for a credit card.

WISE International Debit Card

4.9/5 Rating

Get your first international transfer, up to 600 USD, free. The fast way to send money abroad — no hidden fees.Get paid in 20+ currencies Save on conversion fees when you receive money.All funds are deposited with banks like JPMorgan Chase Bank in the US.

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Annual Fees

No Annual Fee

Balance Transfer Fee

$1-$1000

Intro Offer

Free transaction Fee (Up to $600)

Reward Rate

%50

Get your first international transfer, up to 600 USD, free. The fast way to send money abroad — no hidden fees.Get paid in 20+ currencies Save on conversion fees when you receive money.All funds are deposited with banks like JPMorgan Chase Bank in the US.

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Apply for Discover® Chrome to get $100

4.9/5 Rating

Get a $100 statement credit Apply today and use your card in the first 3 months. Then you and your friend will each get a $100 statement credit. Also earn 2% cash back at Gas Stations and Restaurants.1% cash back on all other purchases.

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Annual Fees

No Annual Fee

Balance Transfer Fee

$35

Intro Offer

$100

Reward Rate

%40

Get a $100 statement credit Apply today and use your card in the first 3 months. Then you and your friend will each get a $100 statement credit. Also earn 2% cash back at Gas Stations and Restaurants.1% cash back on all other purchases.

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Deal Expiry On :August 14, 2026

Receive 100,000 points + $500 with Chase Sapphire Reserve

4.9/5 Rating

100,000 points + $500 Chase TravelSM promo credit After you spend $5,000 in purchases in the first 3 months from account opening. Plus, get more than $2,700 in annual value.

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Annual Fees

$795 annual fee

Balance Transfer Fee

$35

Intro Offer

100,000 points + $500

Reward Rate

%100

100,000 points + $500 Chase TravelSM promo credit After you spend $5,000 in purchases in the first 3 months from account opening. Plus, get more than $2,700 in annual value.

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Deal Expiry On :February 21, 2026

Apply for Capital One Quicksilver®and receive $300

4.9/5 Rating

Earn a $200 Cash Bonus + $100 Referral Bonus When You Spend $500 in the First 3 Months With Quicksilver®. Earn Unlimited 1.5% Cash-Back Rewards With Quicksilver®.

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Annual Fees

No Annual Fee

Balance Transfer Fee

$35

Intro Offer

$200

Reward Rate

100

Earn a $200 Cash Bonus + $100 Referral Bonus When You Spend $500 in the First 3 Months With Quicksilver®. Earn Unlimited 1.5% Cash-Back Rewards With Quicksilver®.

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Deal Expiry On :August 22, 2026

Receive 60,000 BONUS MILES after qualifying purchases

4.9/5 Rating

You’ll earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

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Annual Fees

$0 First year, then $150

Balance Transfer Fee

$45

Intro Offer

60,000 BONUS MILES

Reward Rate

%100

You’ll earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

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Deal Expiry On :August 22, 2026

Delta SkyMiles® Blue American Express Card

4.9/5 Rating

Earn 10,000 Bonus Miles: After you spend $1,000 in purchases2X MILES: On Dining At restaurants, including takeout and delivery in the U.S. 2X MILES: On Delta Purchases Made directly with Delta. 1X MILES: On Other Purchases.

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Annual Fees

NO ANNUAL FEE

Balance Transfer Fee

$35

Intro Offer

10,000 Bonus Miles

Reward Rate

%50

Earn 10,000 Bonus Miles: After you spend $1,000 in purchases2X MILES: On Dining At restaurants, including takeout and delivery in the U.S. 2X MILES: On Delta Purchases Made directly with Delta. 1X MILES: On Other Purchases.

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Deal Expiry On :September 26, 2026

Earn 3 Free Night Awards with Marriott Bonvoy Boundless® Credit Card

4.9/5 Rating

Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Each free night award valued up to 50,000 points – that’s a total value of up to 150,000 points! Certain hotels have resort fees.

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Annual Fees

$225

Balance Transfer Fee

$35

Intro Offer

Earn 3 Free Nights

Reward Rate

%80

Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Each free night award valued up to 50,000 points – that’s a total value of up to 150,000 points! Certain hotels have resort fees.

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Deal Expiry On :November 21, 2026

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